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I received this email today: Keep Your ID and Accounts Safe March 2015 Dear Bone-Head, In the last several years, scammers have increased their "phishing" attempts (e-mails asking individuals to divulge sensitive information). Financial Center has learned about a new phishing scam that is currently circulating the Web, and wanted to pass the information along to you so you and your family can stay safe. The Scam The National Credit Union Administration (NCUA) has issued a warning to consumers about a website with a logo and design that is similar to the NCUA's site. Under the name of 'National Credit Union', phishers are attempting to convince consumers to provide personal information or send money to the fake organization. Some consumers have also received emails from the imposter website. The site originates in Australia and claims to offer services in the US, Europe and the Commonwealth of Independent States. Please know this website is not affiliated with the NCUA and the emails are not from the NCUA. What You Can Do to Stay Safe Here are some preventive actions you can take to help safeguard you and your family from falling victim to these types of scams: 1. Use caution with e-mails containing links and attachments. 2. Never send sensitive information through e-mail; especially in response to an unsolicited e-mail. 3. Do not follow Web links in unsolicited e-mails from apparent federal banking agencies; instead, bookmark or type the agency's Web address in your preferred Web browser. 4. Keep your anti-virus software up-to-date and running. 5. Keep your operating system and applications up-to-date with the latest patches directly from the manufacturer If You Think You are a Victim of the NCUA Phishing Scam If you receive an email claiming to be the NCUA, the federal agency has asked consumers to call the NCUA's Fraud Hotline toll-free at 800-827-9650. You can also contact the Internet Crime Complaint Center, which is a partnership between the FBI and the National White Collar Crime Center. Identity theft victims are also encouraged to alert their financial institutions, as well as place a fraud alert on their credit reports. You can place a fraud alert by contacting one of the three major credit bureaus; they are reachable at: Equifax 800-525-6285, Experian 888-397-3742 and TransUnion 800-680-7289. Sincerely, BURT Financial Center Credit Union "Bone-Head" is my edit -
I've been getting PayPal phishing emails every two weeks recently. Paypal says they will always address you by your first and last name, and I say that they will never have a little tab for you to click to log onto their site. (I have hovered my mouse pointer over such tabs and the address shown at the bottom of the browser is never to Paypal.com) Forward any suspicious emails to spoof@paypal.com Ironically the reply-to: and from: in this latest attempt were for "security . org", to whom I also forwarded the email. It nothing else, it will help them understand if they ever get thousands of replies from Mailer-Daemons, like I did one time, saying that the address sent to was invalid. Quote from part of the PayPal auto-reply to my forwarded message: Paypal Will Always:- Address our customers by their first and last name or business name oftheir PayPal account Paypal Will Never:- Send an email to: "Undisclosed Recipients" or more than one email address- Ask you to download a form or file to resolve an issue- Ask in an email to verify an account using Personal Information such as Name, Date of Birth, Driver's License, or Address- Ask in an email to verify an account using Bank Account Information such as Bank Name, Routing Number, or Bank Account PIN Number- Ask in an email to verify an account using Credit Card Information such as Credit Card Number or Type, Expiration Date, ATM PIN Number, or CVV2 Security Code- Ask for your full credit card number without displaying the type of card and the last two digits- Ask you for your full bank account number without displaying your bankname, type of account (Checking/Savings) and the last two digits- Ask you for your security question answers without displaying each security question you created- Ask you to ship an item, pay a shipping fee, send a Western Union Money Transfer, or provide a tracking number before the payment receivedis available in your transaction historyREAD!Any time you receive an email about changes to your PayPal account, the safest way to confirm the email's validity is to log in to your PayPal account where any of the activity reported in the email will be available to view. DO NOT USE THE LINKS IN THE EMAIL RECEIVED TO VISIT THE PAYPAL WEBSITE. Instead, enter www.paypal.com into your browser to log in to your account.What is a phishing email?You may have received an email falsely claiming to be from PayPal or another known entity. This is called "phishing" because the sender is "fishing" for your personal data. The goal is to trick you into clickingthrough to a fake or "spoofed" website, or into calling a bogus customerservice number where they can collect and steal your sensitive personal or financial information.We will carefully review the content reported to us to certify that the content is legitimate. We will contact you if we need any additional information for investigating the matter. Please take note to the security tips provided above as they may help to answer any questions that you may have about the email you are reporting to us. Help! I responded to a phishing email!If you have responded to a phishing email and provided any personal information, or if you think someone has used your account without permission, you should immediately change your password and security questions.You should also report it to PayPal immediately and we'll help protect you as much as possible. 1. Open a new browser and type in www.paypal.com. 2. Log in to your PayPal account. 3. Click "Security and Protection" near the top of the page. 4. Click "Identify a problem." 5. Click "I think someone may be using my account without permission." 6. Click "Unauthorized Account Activity."Thank you for your help making a difference.Every email counts. By forwarding a suspicious-looking email to spoof@paypal.com, you have helped keep yourself and others safe from identity theft. Thanks, The PayPal Team