Most people won t beat index funds, soo as a diy investor, having a strong base of them get you a good start.
The s&p 500 is averaging returns of 10% yearly. It is a great core base. You set investment in automation and forget it. You won t regret it. Voo has grown 23,10% this year.
Nasaq 100 is a great growth engin. It index the top 100 tech compagnies in usa. While it s more volatile, the upcomming of IA give perspective of great return in the furtur. QQQM has grown 50.95% this year.