The only one question I have in my mind is can't you just put hold on your social so no one issues credit card and cancel all your joint credit cards and keep one for you?
And close all joint accounts or just don't put any money in it? AFAIK if you give divorce, you have to give her, all expense but if she takes divorce you have to pay less or to nothing?
No idea man just suggesting.
We don't have any joint accounts. I refused to do it. She wanted me to get a joint checking account after we got married, "like normal people do", but I said no. Now she is the one that has to go bankrupt. Not me.
This morning she woke me up asking where my wallet was. She wanted my credit card so she could buy more crap on the internet. $110 worth of useless crap. She had the order all set up and all she needed was an account number to pay for it. She can't use her credit cards anymore since she has officially started the bankruptcy process. I refused to give her my credit card account number. She whined and whined until I used my debit account, and I did not let have the card to keep her from writing it down.
It's scary to see what internet shopping does to people.
I can't put a hold on someone else's credit. She will get new cards as soon as she can. The banks issue them to bankrupt people now, they know they can't file bankruptcy for a few years. They are a good credit risk, in a perverse way.